Privacy Matters 1-2-3 Provides Reasons Why Credit Reports Are Important

Privacy Matters 1-2-3, an Adaptive Marketing LLC^® membership security program, reports that, with the completion of the Fair and Accurate Credit Transactions Act (the FACT Act), Internet advertisements offering a complimentary credit report have bombarded consumers from coast to coast. However, PrivacyMatters123 suggests that this overwhelming surge of offers should not prevent you from requesting an updated copy of your credit report.

If you have access to email or simply surf the Internet from time to time, more than likely you’ve seen a substantial increase in ads for a free credit report and score. Instead of putting it at the bottom of your “When I Get To It” list, you may want to take the time to order and study your credit report now -- there is no time like the present. Not only should you make sure that all your information is up to date and accurate, you can — and should — also look closely for signs of identity theft or fraud. Your credit report is in line with both your financial history and your financial resources, and, according to the U.S. PIRG, “One in four credit reports contains errors serious enough to cause consumers to be denied credit, an apartment lease or a home loan.”

Privacy Matters 1-2-3 urges you to examine your credit report

Conducting routine checks can also bring possible signs of identity theft or fraud to your attention. If your credit report indicates that accounts have been opened without your authorization, or if you find unusual or unauthorized activity (including, for instance, a change of address) on any of your existing accounts, you need to quickly find the source so it can be stopped immediately.

Luckily, there are programs available that can assist you in addressing concerns that appear on your credit report, whether your concern is a bad credit rating or suspicious activity on one of your accounts. PrivacyMatters123 offers you the tools you need to access and monitor your financial/credit information through credit reporting and monitoring benefits.*

Privacy Matters 1-2-3 members can request a triple credit bureau report** that merges the information from all three major credit bureaus — TransUnion, Experian and Equifax — into one.

Whether you choose to join a privacy and security protection membership program or prefer to work directly with a credit bureau, requesting a copy of your credit report can help you ensure someone else can’t damage what took you so long to build, and it can help you improve your future investments by letting you know how your credit measures up today.

This article was prepared for you by Privacy Matters 1-2-3.

Privacy Matters 1-2-3

*PrivacyMatters123 and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law.

**Credit services provided by TransUnion Interactive, Inc.

Headquartered in Norwalk, Conn., Adaptive Marketing LLC^® is a category leader in membership programs, bringing value direct to consumers through an array of benefits in healthcare, discounts, security and personals. With broad online and offline distribution capabilities, Adaptive Marketing offers its corporate client partners effective tools to enhance market presence, strengthen customer affinity and generate additional value through programs such as PrivacyMatters123.

Page Top